18Forty8 Private Wealth

After an aggregate tenure of about 50 years at Merrill, Terry Heinrichs and Ryan Behling founded their new independent firm in 2022 in Madison, Wisconsin. A highly credentialed team, Terry holds the CERTIFIED FINANCIAL PLANNER™, Certified Investment Management Analyst, and Certified Plan Fiduciary Advisor designations. Also a CFP® and CPFA™ certificant, Ryan holds the Sports & Entertainment Accredited Wealth Management Advisor℠ and Chartered Retirement Planning Counselor℠ designations as well.